FY2027 Small Area FMR · Clermont, KY

ZIP 40110 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 40110 (Clermont, KY) is $1,100 a month, down 3.5% from FY2026. That is 14% below the Louisville, KY-IN area-wide FMR of $1,276.

2-bedroom SAFMR$1,100per month ▼ 3.5%

Area-wide 2 BR FMR$1,276Louisville, KY-IN

Rank in the area99thof 130 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840▼ 3.4%

1 BR$900▼ 2.2%

2 BR$1,100▼ 3.5%

3 BR$1,410▼ 4.1%

4 BR$1,630▼ 5.8%

FY2027 FY2026

Where 40110 sits in the Louisville, KY-IN area

Of the 130 ZIP codes HUD lists for the area, 40110 has the 99th highest two-bedroom Small Area FMR. Louisville, KY-IN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $990 and $1,210 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$976	$870
1 bedroom	$900	$810 – $990	$1,058	$920
2 bedrooms	$1,100	$990 – $1,210	$1,276	$1,140
3 bedrooms	$1,410	$1,269 – $1,551	$1,629	$1,470
4 bedrooms	$1,630	$1,467 – $1,793	$1,874	$1,730

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $99,000 and the 80% low-income limit for four people is $79,200. ZIP code 40110 lies mainly in Bullitt County. See the Louisville, KY-IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
40165	Shepherdsville	2.9 mi	$1,140
40150	Lebanon Junction	4.7 mi	$1,010
40047	Mount Washington	9.3 mi	$1,140
40109	Brooks	10.4 mi	$1,230
40013	Coxs Creek	10.5 mi	$1,070
40229	Louisville	10.8 mi	$1,480

Questions

What is the Fair Market Rent for ZIP code 40110?

HUD's FY2027 Small Area Fair Market Rents for 40110 are $840 (studio), $900 (1 BR), $1,100 (2 BR), $1,410 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 40110?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 40110 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 40110?

The FY2026 income limits of the Louisville, KY-IN area apply: median family income $99,000, low-income (80%) limit $79,200 for a family of four.