FY2027 Small Area FMR · Hardinsburg, KY
ZIP 40143 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 40143 (Hardinsburg, KY) is $910 a month, up 4.6% from FY2026. That is 0% equal to the Breckinridge County, KY area-wide FMR of $909.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 40143 sits in the Breckinridge County, KY area
Of the 21 ZIP codes HUD lists for the area, 40143 has the 13th highest two-bedroom Small Area FMR. Breckinridge County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $690 | $621 – $759 | $695 | $690 |
| 1 bedroom | $720 | $648 – $792 | $720 | $690 |
| 2 bedrooms | $910 | $819 – $1,001 | $909 | $870 |
| 3 bedrooms | $1,260 | $1,134 – $1,386 | $1,259 | $1,200 |
| 4 bedrooms | $1,330 | $1,197 – $1,463 | $1,329 | $1,210 |
A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $74,100 and the 80% low-income limit for four people is $59,300. ZIP code 40143 lies mainly in Breckinridge County. See the Breckinridge County, KY county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 40143?
HUD's FY2027 Small Area Fair Market Rents for 40143 are $690 (studio), $720 (1 BR), $910 (2 BR), $1,260 (3 BR) and $1,330 (4 BR) a month.
What is the Section 8 payment standard in 40143?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 40143 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 40143?
The FY2026 income limits of the Breckinridge County, KY area apply: median family income $74,100, low-income (80%) limit $59,300 for a family of four.