FY2027 Small Area FMR · Bryantsville, KY

ZIP 40410 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 40410 (Bryantsville, KY) is $940 a month, up 4.4% from FY2026. That is 0% equal to the Garrard County, KY area-wide FMR of $941.

2-bedroom SAFMR$940per month ▲ 4.4%

Area-wide 2 BR FMR$941Garrard County, KY

Rank in the area2ndof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$846

2 BR Small Area FMR$940

110% of SAFMR$1,034

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$670▲ 4.7%

1 BR$860▲ 4.9%

2 BR$940▲ 4.4%

3 BR$1,230▲ 6.0%

4 BR$1,240▼ 3.1%

FY2027 FY2026

Where 40410 sits in the Garrard County, KY area

Of the 6 ZIP codes HUD lists for the area, 40410 has the 2nd highest two-bedroom Small Area FMR. Garrard County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $941 for two bedrooms; an agency that opts in to Small Area FMRs would use $940 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$670	$603 – $737	$672	$640
1 bedroom	$860	$774 – $946	$864	$820
2 bedrooms	$940	$846 – $1,034	$941	$900
3 bedrooms	$1,230	$1,107 – $1,353	$1,232	$1,160
4 bedrooms	$1,240	$1,116 – $1,364	$1,237	$1,280

A household renting a two-bedroom home at the Small Area FMR of $940 needs about $37,600 a year to keep housing costs at 30% of income. The area median family income is $75,900 and the 80% low-income limit for four people is $60,700. ZIP code 40410 lies mainly in Garrard County. See the Garrard County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
40444	Lancaster	5.1 mi	$950
40310	Burgin	6.8 mi	$1,040
40390	Wilmore	9.5 mi	$1,150
40422	Danville	9.6 mi	$930
40356	Nicholasville	12.0 mi	$1,360
40440	Junction City	12.9 mi	$950

Questions

What is the Fair Market Rent for ZIP code 40410?

HUD's FY2027 Small Area Fair Market Rents for 40410 are $670 (studio), $860 (1 BR), $940 (2 BR), $1,230 (3 BR) and $1,240 (4 BR) a month.

What is the Section 8 payment standard in 40410?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 40410 that range is $846 to $1,034 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 40410?

The FY2026 income limits of the Garrard County, KY area apply: median family income $75,900, low-income (80%) limit $60,700 for a family of four.