FY2027 Small Area FMR · Pathfork, KY

ZIP 40863 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 40863 (Pathfork, KY) is $950 a month, up 4.4% from FY2026. That is 5% above the Harlan County, KY area-wide FMR of $909.

2-bedroom SAFMR$950per month ▲ 4.4%

Area-wide 2 BR FMR$909Harlan County, KY

Rank in the area8thof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855

2 BR Small Area FMR$950

110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$700▼ 1.4%

1 BR$800▲ 6.7%

2 BR$950▲ 4.4%

3 BR$1,230▲ 2.5%

4 BR$1,300▲ 4.8%

FY2027 FY2026

Where 40863 sits in the Harlan County, KY area

Of the 29 ZIP codes HUD lists for the area, 40863 has the 8th highest two-bedroom Small Area FMR. Harlan County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$700	$630 – $770	$691	$710
1 bedroom	$800	$720 – $880	$749	$750
2 bedrooms	$950	$855 – $1,045	$909	$910
3 bedrooms	$1,230	$1,107 – $1,353	$1,190	$1,200
4 bedrooms	$1,300	$1,170 – $1,430	$1,195	$1,240

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $56,000 and the 80% low-income limit for four people is $57,500. ZIP code 40863 lies mainly in Harlan County. See the Harlan County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
40831	Harlan	4.8 mi	$910
40856	Miracle	5.4 mi	$910
40830	Gulston	6.1 mi	$910
40819	Coldiron	6.2 mi	$910
40873	Wallins Creek	6.4 mi	$1,100
40845	Hulen	6.9 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 40863?

HUD's FY2027 Small Area Fair Market Rents for 40863 are $700 (studio), $800 (1 BR), $950 (2 BR), $1,230 (3 BR) and $1,300 (4 BR) a month.

What is the Section 8 payment standard in 40863?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 40863 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 40863?

The FY2026 income limits of the Harlan County, KY area apply: median family income $56,000, low-income (80%) limit $57,500 for a family of four.