FY2027 Small Area FMR · Carrollton, KY

ZIP 41008 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41008 (Carrollton, KY) is $1,070 a month, up 10.3% from FY2026. That is 0% equal to the Carroll County, KY area-wide FMR of $1,072.

2-bedroom SAFMR$1,070per month ▲ 10.3%

Area-wide 2 BR FMR$1,072Carroll County, KY

Rank in the area6thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 10.1%

1 BR$820▲ 10.8%

2 BR$1,070▲ 10.3%

3 BR$1,270▲ 9.5%

4 BR$1,410▲ 10.2%

FY2027 FY2026

Where 41008 sits in the Carroll County, KY area

Of the 8 ZIP codes HUD lists for the area, 41008 has the 6th highest two-bedroom Small Area FMR. Carroll County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,072 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$766	$690
1 bedroom	$820	$738 – $902	$819	$740
2 bedrooms	$1,070	$963 – $1,177	$1,072	$970
3 bedrooms	$1,270	$1,143 – $1,397	$1,277	$1,160
4 bedrooms	$1,410	$1,269 – $1,551	$1,409	$1,280

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $79,300 and the 80% low-income limit for four people is $62,950. ZIP code 41008 lies mainly in Carroll County and Trimble County. See the Carroll County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
40075	Turners Station	7.2 mi	$1,010
41045	Ghent	8.9 mi	$1,100
40011	Campbellsburg	9.4 mi	$1,010
47043	Vevay	9.7 mi	$1,010
40006	Bedford	10.0 mi	$1,100
41098	Worthville	10.1 mi	$1,200

Questions

What is the Fair Market Rent for ZIP code 41008?

HUD's FY2027 Small Area Fair Market Rents for 41008 are $760 (studio), $820 (1 BR), $1,070 (2 BR), $1,270 (3 BR) and $1,410 (4 BR) a month.

What is the Section 8 payment standard in 41008?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41008 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41008?

The FY2026 income limits of the Carroll County, KY area apply: median family income $79,300, low-income (80%) limit $62,950 for a family of four.