FY2027 Small Area FMR · Elizaville, KY

ZIP 41037 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41037 (Elizaville, KY) is $910 a month, up 4.6% from FY2026. That is 0% equal to the Fleming County, KY area-wide FMR of $909.

2-bedroom SAFMR$910per month ▲ 4.6%

Area-wide 2 BR FMR$909Fleming County, KY

Rank in the area8thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$819

2 BR Small Area FMR$910

110% of SAFMR$1,001

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$650▲ 4.8%

1 BR$700▼ 1.4%

2 BR$910▲ 4.6%

3 BR$1,130▼ 1.7%

4 BR$1,200▲ 4.3%

FY2027 FY2026

Where 41037 sits in the Fleming County, KY area

Of the 10 ZIP codes HUD lists for the area, 41037 has the 8th highest two-bedroom Small Area FMR. Fleming County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$650	$585 – $715	$650	$620
1 bedroom	$700	$630 – $770	$695	$710
2 bedrooms	$910	$819 – $1,001	$909	$870
3 bedrooms	$1,130	$1,017 – $1,243	$1,130	$1,150
4 bedrooms	$1,200	$1,080 – $1,320	$1,195	$1,150

A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $68,900 and the 80% low-income limit for four people is $57,500. ZIP code 41037 lies mainly in Fleming County. See the Fleming County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
41039	Ewing	2.5 mi	$980
41041	Flemingsburg	5.7 mi	$910
41055	Mayslick	7.6 mi	$1,020
40350	Moorefield	8.4 mi	$920
40311	Carlisle	11.1 mi	$1,150
41056	Maysville	12.9 mi	$990

Questions

What is the Fair Market Rent for ZIP code 41037?

HUD's FY2027 Small Area Fair Market Rents for 41037 are $650 (studio), $700 (1 BR), $910 (2 BR), $1,130 (3 BR) and $1,200 (4 BR) a month.

What is the Section 8 payment standard in 41037?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41037 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41037?

The FY2026 income limits of the Fleming County, KY area apply: median family income $68,900, low-income (80%) limit $57,500 for a family of four.