Income Limits by County

FY2027 Small Area FMR · Newport, KY

ZIP 41071 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41071 (Newport, KY) is $1,600 a month, up 16.8% from FY2026. That is 11% above the Cincinnati, OH-KY-IN area-wide FMR of $1,442.

2-bedroom SAFMR$1,600per month ▲ 16.8%
Area-wide 2 BR FMR$1,442Cincinnati, OH-KY-IN
Rank in the area37thof 184 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,440
2 BR Small Area FMR$1,600
110% of SAFMR$1,760

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 41071 sits in the Cincinnati, OH-KY-IN area

$1,010$2,160median $1,380

Of the 184 ZIP codes HUD lists for the area, 41071 has the 37th highest two-bedroom Small Area FMR. Cincinnati, OH-KY-IN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,440 and $1,760 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,170$1,053 – $1,287$1,052$970
1 bedroom$1,250$1,125 – $1,375$1,128$1,060
2 bedrooms$1,600$1,440 – $1,760$1,442$1,370
3 bedrooms$2,110$1,899 – $2,321$1,897$1,810
4 bedrooms$2,380$2,142 – $2,618$2,141$2,000

A household renting a two-bedroom home at the Small Area FMR of $1,600 needs about $64,000 a year to keep housing costs at 30% of income. The area median family income is $109,900 and the 80% low-income limit for four people is $87,900. ZIP code 41071 lies mainly in Campbell County. See the Cincinnati, OH-KY-IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
41014Covington1.1 mi$1,290
41075Fort Thomas1.7 mi$1,450
41073Bellevue2.1 mi$1,540
41011Covington2.6 mi$1,530
45202Cincinnati2.8 mi$2,160
41074Dayton3.0 mi$1,430

Questions

What is the Fair Market Rent for ZIP code 41071?

HUD's FY2027 Small Area Fair Market Rents for 41071 are $1,170 (studio), $1,250 (1 BR), $1,600 (2 BR), $2,110 (3 BR) and $2,380 (4 BR) a month.

What is the Section 8 payment standard in 41071?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41071 that range is $1,440 to $1,760 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41071?

The FY2026 income limits of the Cincinnati, OH-KY-IN area apply: median family income $109,900, low-income (80%) limit $87,900 for a family of four.