FY2027 Small Area FMR · Ashland, KY

ZIP 41102 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41102 (Ashland, KY) is $1,000 a month, up 2.0% from FY2026. That is 1% below the Huntington-Ashland, WV-KY-OH area-wide FMR of $1,006.

2-bedroom SAFMR$1,000per month ▲ 2.0%

Area-wide 2 BR FMR$1,006Huntington-Ashland, WV-KY-OH

Rank in the area63rdof 95 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▲ 1.2%

1 BR$860■ 0.0%

2 BR$1,000▲ 2.0%

3 BR$1,280▲ 1.6%

4 BR$1,390▼ 2.1%

FY2027 FY2026

Where 41102 sits in the Huntington-Ashland, WV-KY-OH area

Of the 95 ZIP codes HUD lists for the area, 41102 has the 63rd highest two-bedroom Small Area FMR. Huntington-Ashland, WV-KY-OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$858	$850
1 bedroom	$860	$774 – $946	$864	$860
2 bedrooms	$1,000	$900 – $1,100	$1,006	$980
3 bedrooms	$1,280	$1,152 – $1,408	$1,287	$1,260
4 bedrooms	$1,390	$1,251 – $1,529	$1,393	$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $83,300 and the 80% low-income limit for four people is $66,650. ZIP code 41102 lies mainly in Boyd County, Greenup County and Carter County. See the Huntington-Ashland, WV-KY-OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
41101	Ashland	5.5 mi	$1,030
41121	Argillite	5.7 mi	$1,000
41139	Flatwoods	6.1 mi	$1,040
41169	Russell	7.5 mi	$1,000
41129	Catlettsburg	8.4 mi	$1,000
41168	Rush	8.4 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 41102?

HUD's FY2027 Small Area Fair Market Rents for 41102 are $860 (studio), $860 (1 BR), $1,000 (2 BR), $1,280 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 41102?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41102 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41102?

The FY2026 income limits of the Huntington-Ashland, WV-KY-OH area apply: median family income $83,300, low-income (80%) limit $66,650 for a family of four.