FY2027 Small Area FMR · Hitchins, KY

ZIP 41146 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41146 (Hitchins, KY) is $1,000 a month, up 3.1% from FY2026. That is 10% above the Carter County, KY area-wide FMR of $909.

2-bedroom SAFMR$1,000per month ▲ 3.1%

Area-wide 2 BR FMR$909Carter County, KY

Rank in the area2ndof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900

2 BR Small Area FMR$1,000

110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 5.1%

1 BR$830▲ 5.1%

2 BR$1,000▲ 3.1%

3 BR$1,370▲ 1.5%

4 BR$1,420▲ 1.4%

FY2027 FY2026

Where 41146 sits in the Carter County, KY area

Of the 12 ZIP codes HUD lists for the area, 41146 has the 2nd highest two-bedroom Small Area FMR. Carter County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$745	$780
1 bedroom	$830	$747 – $913	$749	$790
2 bedrooms	$1,000	$900 – $1,100	$909	$970
3 bedrooms	$1,370	$1,233 – $1,507	$1,246	$1,350
4 bedrooms	$1,420	$1,278 – $1,562	$1,285	$1,400

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $71,500 and the 80% low-income limit for four people is $57,500. ZIP code 41146 lies mainly in Carter County. See the Carter County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
41132	Denton	4.2 mi	$1,000
41181	Willard	5.2 mi	$960
41143	Grayson	5.8 mi	$1,000
41168	Rush	8.1 mi	$1,000
41180	Webbville	8.9 mi	$910
41142	Grahn	9.6 mi	$910

Questions

What is the Fair Market Rent for ZIP code 41146?

HUD's FY2027 Small Area Fair Market Rents for 41146 are $820 (studio), $830 (1 BR), $1,000 (2 BR), $1,370 (3 BR) and $1,420 (4 BR) a month.

What is the Section 8 payment standard in 41146?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41146 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41146?

The FY2026 income limits of the Carter County, KY area apply: median family income $71,500, low-income (80%) limit $57,500 for a family of four.