Income Limits by County

FY2027 Small Area FMR · South Portsmouth, KY

ZIP 41174 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41174 (South Portsmouth, KY) is $1,000 a month, up 3.1% from FY2026. That is 1% below the Huntington-Ashland, WV-KY-OH area-wide FMR of $1,006.

2-bedroom SAFMR$1,000per month ▲ 3.1%
Area-wide 2 BR FMR$1,006Huntington-Ashland, WV-KY-OH
Rank in the area63rdof 95 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 41174 sits in the Huntington-Ashland, WV-KY-OH area

$1,000$1,180median $1,030

Of the 95 ZIP codes HUD lists for the area, 41174 has the 63rd highest two-bedroom Small Area FMR. Huntington-Ashland, WV-KY-OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

ZIP code 41174 crosses more than one HUD area. HUD also lists it under Lewis County, KY (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$860$774 – $946$858$850
1 bedroom$860$774 – $946$864$850
2 bedrooms$1,000$900 – $1,100$1,006$970
3 bedrooms$1,280$1,152 – $1,408$1,287$1,250
4 bedrooms$1,390$1,251 – $1,529$1,393$1,410

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $83,300 and the 80% low-income limit for four people is $66,650. ZIP code 41174 lies mainly in Greenup County and Lewis County. See the Huntington-Ashland, WV-KY-OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
41175South Shore4.4 mi$1,000
45630Friendship4.6 mi$1,130
45663West Portsmouth4.9 mi$1,000
45662Portsmouth7.1 mi$1,010
41166Quincy7.5 mi$1,080
45652Mc Dermott9.4 mi$1,020

Questions

What is the Fair Market Rent for ZIP code 41174?

HUD's FY2027 Small Area Fair Market Rents for 41174 are $860 (studio), $860 (1 BR), $1,000 (2 BR), $1,280 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 41174?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41174 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41174?

The FY2026 income limits of the Huntington-Ashland, WV-KY-OH area apply: median family income $83,300, low-income (80%) limit $66,650 for a family of four.