FY2027 Small Area FMR · Whick, KY

ZIP 41390 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41390 (Whick, KY) is $920 a month, up 4.5% from FY2026. That is 1% above the Breathitt County, KY area-wide FMR of $909.

2-bedroom SAFMR$920per month ▲ 4.5%

Area-wide 2 BR FMR$909Breathitt County, KY

Rank in the area9thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828

2 BR Small Area FMR$920

110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$660▲ 4.8%

1 BR$710▼ 1.4%

2 BR$920▲ 4.5%

3 BR$1,250▲ 3.3%

4 BR$1,280▲ 0.8%

FY2027 FY2026

Where 41390 sits in the Breathitt County, KY area

Of the 15 ZIP codes HUD lists for the area, 41390 has the 9th highest two-bedroom Small Area FMR. Breathitt County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$660	$594 – $726	$650	$630
1 bedroom	$710	$639 – $781	$703	$720
2 bedrooms	$920	$828 – $1,012	$909	$880
3 bedrooms	$1,250	$1,125 – $1,375	$1,242	$1,210
4 bedrooms	$1,280	$1,152 – $1,408	$1,270	$1,270

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $54,300 and the 80% low-income limit for four people is $57,500. ZIP code 41390 lies mainly in Breathitt County. See the Breathitt County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
41348	Lost Creek	4.4 mi	$910
40981	Saul	5.5 mi	$1,010
41745	Gays Creek	5.6 mi	$1,010
41727	Chavies	6.0 mi	$1,010
41367	Rowdy	8.4 mi	$1,010
41721	Buckhorn	8.6 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 41390?

HUD's FY2027 Small Area Fair Market Rents for 41390 are $660 (studio), $710 (1 BR), $920 (2 BR), $1,250 (3 BR) and $1,280 (4 BR) a month.

What is the Section 8 payment standard in 41390?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41390 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41390?

The FY2026 income limits of the Breathitt County, KY area apply: median family income $54,300, low-income (80%) limit $57,500 for a family of four.