FY2027 Small Area FMR · Elkhorn City, KY

ZIP 41522 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41522 (Elkhorn City, KY) is $1,030 a month, up 14.4% from FY2026. That is 6% below the Pike County, KY area-wide FMR of $1,095.

2-bedroom SAFMR$1,030per month ▲ 14.4%

Area-wide 2 BR FMR$1,095Pike County, KY

Rank in the area35thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 12.5%

1 BR$790▲ 12.9%

2 BR$1,030▲ 14.4%

3 BR$1,230▲ 13.9%

4 BR$1,700▲ 18.9%

FY2027 FY2026

Where 41522 sits in the Pike County, KY area

Of the 45 ZIP codes HUD lists for the area, 41522 has the 35th highest two-bedroom Small Area FMR. Pike County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,095 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$763	$640
1 bedroom	$790	$711 – $869	$837	$700
2 bedrooms	$1,030	$927 – $1,133	$1,095	$900
3 bedrooms	$1,230	$1,107 – $1,353	$1,305	$1,080
4 bedrooms	$1,700	$1,530 – $1,870	$1,812	$1,430

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $66,500 and the 80% low-income limit for four people is $57,500. ZIP code 41522 lies mainly in Pike County. See the Pike County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
41534	Hellier	4.1 mi	$1,010
41513	Belcher	4.5 mi	$1,030
41512	Ashcamp	5.0 mi	$970
41559	Regina	5.1 mi	$1,080
41562	Shelbiana	7.2 mi	$1,120
41540	Lick Creek	7.3 mi	$1,100

Questions

What is the Fair Market Rent for ZIP code 41522?

HUD's FY2027 Small Area Fair Market Rents for 41522 are $720 (studio), $790 (1 BR), $1,030 (2 BR), $1,230 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 41522?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41522 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41522?

The FY2026 income limits of the Pike County, KY area apply: median family income $66,500, low-income (80%) limit $57,500 for a family of four.