Income Limits by County

FY2027 Small Area FMR · Freeburn, KY

ZIP 41528 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41528 (Freeburn, KY) is $1,100 a month, up 12.2% from FY2026. That is 0% equal to the Pike County, KY area-wide FMR of $1,095.

2-bedroom SAFMR$1,100per month ▲ 12.2%
Area-wide 2 BR FMR$1,095Pike County, KY
Rank in the area7thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990
2 BR Small Area FMR$1,100
110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 41528 sits in the Pike County, KY area

$910$1,150median $1,100

Of the 45 ZIP codes HUD lists for the area, 41528 has the 7th highest two-bedroom Small Area FMR. Pike County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,095 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$763$700
1 bedroom$840$756 – $924$837$750
2 bedrooms$1,100$990 – $1,210$1,095$980
3 bedrooms$1,310$1,179 – $1,441$1,305$1,180
4 bedrooms$1,820$1,638 – $2,002$1,812$1,560

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $66,500 and the 80% low-income limit for four people is $57,500. ZIP code 41528 lies mainly in Pike County. See the Pike County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
25672Edgarton2.7 mi$960
41547Majestic2.8 mi$1,100
41544Mc Carr3.6 mi$1,100
41558Ransom3.9 mi$920
41568Stopover4.8 mi$1,100
25678Matewan5.0 mi$940

Questions

What is the Fair Market Rent for ZIP code 41528?

HUD's FY2027 Small Area Fair Market Rents for 41528 are $770 (studio), $840 (1 BR), $1,100 (2 BR), $1,310 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 41528?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41528 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41528?

The FY2026 income limits of the Pike County, KY area apply: median family income $66,500, low-income (80%) limit $57,500 for a family of four.