Income Limits by County

FY2027 Small Area FMR · Jonancy, KY

ZIP 41538 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41538 (Jonancy, KY) is $970 a month, up 7.8% from FY2026. That is 11% below the Pike County, KY area-wide FMR of $1,095.

2-bedroom SAFMR$970per month ▲ 7.8%
Area-wide 2 BR FMR$1,095Pike County, KY
Rank in the area39thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873
2 BR Small Area FMR$970
110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 41538 sits in the Pike County, KY area

$910$1,150median $1,100

Of the 45 ZIP codes HUD lists for the area, 41538 has the 39th highest two-bedroom Small Area FMR. Pike County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,095 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$680$612 – $748$763$640
1 bedroom$760$684 – $836$837$730
2 bedrooms$970$873 – $1,067$1,095$900
3 bedrooms$1,160$1,044 – $1,276$1,305$1,140
4 bedrooms$1,520$1,368 – $1,672$1,812$1,400

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $66,500 and the 80% low-income limit for four people is $57,500. ZIP code 41538 lies mainly in Pike County. See the Pike County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
41572Virgie2.9 mi$1,110
41560Robinson Creek5.6 mi$1,130
41667Weeksbury5.6 mi$930
41650Melvin5.8 mi$930
41604Beaver6.1 mi$930
41563Shelby Gap6.5 mi$920

Questions

What is the Fair Market Rent for ZIP code 41538?

HUD's FY2027 Small Area Fair Market Rents for 41538 are $680 (studio), $760 (1 BR), $970 (2 BR), $1,160 (3 BR) and $1,520 (4 BR) a month.

What is the Section 8 payment standard in 41538?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41538 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41538?

The FY2026 income limits of the Pike County, KY area apply: median family income $66,500, low-income (80%) limit $57,500 for a family of four.