Income Limits by County

FY2027 Small Area FMR · Blue River, KY

ZIP 41607 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41607 (Blue River, KY) is $950 a month, up 4.4% from FY2026. That is 3% above the Floyd County, KY area-wide FMR of $925.

2-bedroom SAFMR$950per month ▲ 4.4%
Area-wide 2 BR FMR$925Floyd County, KY
Rank in the area15thof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855
2 BR Small Area FMR$950
110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 41607 sits in the Floyd County, KY area

$910$1,260median $930

Of the 38 ZIP codes HUD lists for the area, 41607 has the 15th highest two-bedroom Small Area FMR. Floyd County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $925 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$680$612 – $748$661$650
1 bedroom$720$648 – $792$707$690
2 bedrooms$950$855 – $1,045$925$910
3 bedrooms$1,270$1,143 – $1,397$1,230$1,120
4 bedrooms$1,280$1,152 – $1,408$1,246$1,220

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $60,700 and the 80% low-income limit for four people is $57,500. ZIP code 41607 lies mainly in Floyd County. See the Floyd County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
41616David4.2 mi$1,080
41649Martin5.8 mi$1,000
41653Prestonsburg5.8 mi$910
41632Gunlock6.6 mi$950
41621Dwale6.9 mi$910
41464Royalton6.9 mi$910

Questions

What is the Fair Market Rent for ZIP code 41607?

HUD's FY2027 Small Area Fair Market Rents for 41607 are $680 (studio), $720 (1 BR), $950 (2 BR), $1,270 (3 BR) and $1,280 (4 BR) a month.

What is the Section 8 payment standard in 41607?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41607 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41607?

The FY2026 income limits of the Floyd County, KY area apply: median family income $60,700, low-income (80%) limit $57,500 for a family of four.