FY2027 Small Area FMR · Langley, KY

ZIP 41645 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41645 (Langley, KY) is $1,020 a month, unchanged from FY2026. That is 10% above the Floyd County, KY area-wide FMR of $925.

2-bedroom SAFMR$1,020per month ■ 0.0%

Area-wide 2 BR FMR$925Floyd County, KY

Rank in the area10thof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918

2 BR Small Area FMR$1,020

110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$730■ 0.0%

1 BR$780■ 0.0%

2 BR$1,020■ 0.0%

3 BR$1,360▲ 8.8%

4 BR$1,370■ 0.0%

FY2027 FY2026

Where 41645 sits in the Floyd County, KY area

Of the 38 ZIP codes HUD lists for the area, 41645 has the 10th highest two-bedroom Small Area FMR. Floyd County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $925 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$730	$657 – $803	$661	$730
1 bedroom	$780	$702 – $858	$707	$780
2 bedrooms	$1,020	$918 – $1,122	$925	$1,020
3 bedrooms	$1,360	$1,224 – $1,496	$1,230	$1,250
4 bedrooms	$1,370	$1,233 – $1,507	$1,246	$1,370

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $60,700 and the 80% low-income limit for four people is $57,500. ZIP code 41645 lies mainly in Floyd County. See the Floyd County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
41622	Eastern	1.2 mi	$930
41655	Printer	3.3 mi	$930
41649	Martin	3.4 mi	$1,000
41630	Garrett	3.9 mi	$950
41619	Drift	4.5 mi	$1,140
41643	Lackey	4.8 mi	$980

Questions

What is the Fair Market Rent for ZIP code 41645?

HUD's FY2027 Small Area Fair Market Rents for 41645 are $730 (studio), $780 (1 BR), $1,020 (2 BR), $1,360 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 41645?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41645 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41645?

The FY2026 income limits of the Floyd County, KY area apply: median family income $60,700, low-income (80%) limit $57,500 for a family of four.