Income Limits by County

FY2027 Small Area FMR · Dwarf, KY

ZIP 41739 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41739 (Dwarf, KY) is $1,000 a month, up 9.9% from FY2026. That is 1% below the Perry County, KY area-wide FMR of $1,010.

2-bedroom SAFMR$1,000per month ▲ 9.9%
Area-wide 2 BR FMR$1,010Perry County, KY
Rank in the area19thof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 41739 sits in the Perry County, KY area

$910$1,040median $1,010

Of the 26 ZIP codes HUD lists for the area, 41739 has the 19th highest two-bedroom Small Area FMR. Perry County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,010 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$722$650
1 bedroom$770$693 – $847$772$700
2 bedrooms$1,000$900 – $1,100$1,010$910
3 bedrooms$1,190$1,071 – $1,309$1,203$1,090
4 bedrooms$1,330$1,197 – $1,463$1,327$1,210

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $57,200 and the 80% low-income limit for four people is $57,500. ZIP code 41739 lies mainly in Perry County. See the Perry County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
41712Ary2.3 mi$1,020
41722Bulan2.6 mi$980
41740Emmalena3.7 mi$980
41725Carrie4.6 mi$980
41701Hazard4.9 mi$1,030
41729Combs7.0 mi$1,030

Questions

What is the Fair Market Rent for ZIP code 41739?

HUD's FY2027 Small Area Fair Market Rents for 41739 are $720 (studio), $770 (1 BR), $1,000 (2 BR), $1,190 (3 BR) and $1,330 (4 BR) a month.

What is the Section 8 payment standard in 41739?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41739 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41739?

The FY2026 income limits of the Perry County, KY area apply: median family income $57,200, low-income (80%) limit $57,500 for a family of four.