FY2027 Small Area FMR · Cromona, KY

ZIP 41810 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 41810 (Cromona, KY) is $920 a month, up 5.7% from FY2026. That is 1% above the Letcher County, KY area-wide FMR of $909.

2-bedroom SAFMR$920per month ▲ 5.7%

Area-wide 2 BR FMR$909Letcher County, KY

Rank in the area9thof 27 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828

2 BR Small Area FMR$920

110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$650▲ 4.8%

1 BR$740▲ 1.4%

2 BR$920▲ 5.7%

3 BR$1,100▼ 2.7%

4 BR$1,400▲ 4.5%

FY2027 FY2026

Where 41810 sits in the Letcher County, KY area

Of the 27 ZIP codes HUD lists for the area, 41810 has the 9th highest two-bedroom Small Area FMR. Letcher County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$650	$585 – $715	$650	$620
1 bedroom	$740	$666 – $814	$751	$730
2 bedrooms	$920	$828 – $1,012	$909	$870
3 bedrooms	$1,100	$990 – $1,210	$1,094	$1,130
4 bedrooms	$1,400	$1,260 – $1,540	$1,328	$1,340

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $61,300 and the 80% low-income limit for four people is $57,500. ZIP code 41810 lies mainly in Letcher County. See the Letcher County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
41840	Neon	2.5 mi	$970
41835	Mc Roberts	2.5 mi	$980
41849	Seco	3.4 mi	$940
41825	Jackhorn	3.6 mi	$1,040
41537	Jenkins	4.2 mi	$910
41838	Millstone	4.7 mi	$910

Questions

What is the Fair Market Rent for ZIP code 41810?

HUD's FY2027 Small Area Fair Market Rents for 41810 are $650 (studio), $740 (1 BR), $920 (2 BR), $1,100 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 41810?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 41810 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 41810?

The FY2026 income limits of the Letcher County, KY area apply: median family income $61,300, low-income (80%) limit $57,500 for a family of four.