FY2027 Small Area FMR · Adolphus, KY

ZIP 42120 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 42120 (Adolphus, KY) is $1,100 a month, up 2.8% from FY2026. That is 8% above the Allen County, KY area-wide FMR of $1,019.

2-bedroom SAFMR$1,100per month ▲ 2.8%

Area-wide 2 BR FMR$1,019Allen County, KY

Rank in the area3rdof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 3.5%

1 BR$930▲ 4.5%

2 BR$1,100▲ 2.8%

3 BR$1,420▲ 4.4%

4 BR$1,700▲ 4.3%

FY2027 FY2026

Where 42120 sits in the Allen County, KY area

Of the 6 ZIP codes HUD lists for the area, 42120 has the 3rd highest two-bedroom Small Area FMR. Allen County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,019 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$774	$860
1 bedroom	$930	$837 – $1,023	$779	$890
2 bedrooms	$1,100	$990 – $1,210	$1,019	$1,070
3 bedrooms	$1,420	$1,278 – $1,562	$1,293	$1,360
4 bedrooms	$1,700	$1,530 – $1,870	$1,624	$1,630

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $80,800 and the 80% low-income limit for four people is $64,650. ZIP code 42120 lies mainly in Allen County. See the Allen County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
37186	Westmoreland	5.7 mi	$1,190
42164	Scottsville	8.4 mi	$1,030
42153	Holland	10.8 mi	$1,030
37022	Bethpage	11.3 mi	$1,450
42122	Alvaton	13.7 mi	$1,410
37148	Portland	14.9 mi	$1,290

Questions

What is the Fair Market Rent for ZIP code 42120?

HUD's FY2027 Small Area Fair Market Rents for 42120 are $890 (studio), $930 (1 BR), $1,100 (2 BR), $1,420 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 42120?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 42120 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 42120?

The FY2026 income limits of the Allen County, KY area apply: median family income $80,800, low-income (80%) limit $64,650 for a family of four.