FY2027 Small Area FMR · Centertown, KY

ZIP 42328 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 42328 (Centertown, KY) is $1,050 a month, up 7.1% from FY2026. That is 16% above the Ohio County, KY area-wide FMR of $909.

2-bedroom SAFMR$1,050per month ▲ 7.1%

Area-wide 2 BR FMR$909Ohio County, KY

Rank in the area2ndof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$750▲ 7.1%

1 BR$800▲ 6.7%

2 BR$1,050▲ 7.1%

3 BR$1,360▲ 15.3%

4 BR$1,630▲ 18.1%

FY2027 FY2026

Where 42328 sits in the Ohio County, KY area

Of the 18 ZIP codes HUD lists for the area, 42328 has the 2nd highest two-bedroom Small Area FMR. Ohio County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$750	$675 – $825	$650	$700
1 bedroom	$800	$720 – $880	$695	$750
2 bedrooms	$1,050	$945 – $1,155	$909	$980
3 bedrooms	$1,360	$1,224 – $1,496	$1,178	$1,180
4 bedrooms	$1,630	$1,467 – $1,793	$1,415	$1,380

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $69,400 and the 80% low-income limit for four people is $57,500. ZIP code 42328 lies mainly in Ohio County. See the Ohio County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
42369	Rockport	5.5 mi	$980
42352	Livermore	6.2 mi	$1,000
42354	Mc Henry	7.3 mi	$910
42350	Island	7.9 mi	$1,140
42330	Central City	8.5 mi	$1,000
42374	South Carrollton	9.4 mi	$910

Questions

What is the Fair Market Rent for ZIP code 42328?

HUD's FY2027 Small Area Fair Market Rents for 42328 are $750 (studio), $800 (1 BR), $1,050 (2 BR), $1,360 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 42328?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 42328 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 42328?

The FY2026 income limits of the Ohio County, KY area apply: median family income $69,400, low-income (80%) limit $57,500 for a family of four.