FY2027 Small Area FMR · Graham, KY

ZIP 42344 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 42344 (Graham, KY) is $960 a month, up 7.9% from FY2026. That is 6% above the Muhlenberg County, KY area-wide FMR of $909.

2-bedroom SAFMR$960per month ▲ 7.9%

Area-wide 2 BR FMR$909Muhlenberg County, KY

Rank in the area10thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864

2 BR Small Area FMR$960

110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$690▲ 7.8%

1 BR$730▲ 7.4%

2 BR$960▲ 7.9%

3 BR$1,200▲ 10.1%

4 BR$1,350▲ 6.3%

FY2027 FY2026

Where 42344 sits in the Muhlenberg County, KY area

Of the 17 ZIP codes HUD lists for the area, 42344 has the 10th highest two-bedroom Small Area FMR. Muhlenberg County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$690	$621 – $759	$650	$640
1 bedroom	$730	$657 – $803	$695	$680
2 bedrooms	$960	$864 – $1,056	$909	$890
3 bedrooms	$1,200	$1,080 – $1,320	$1,083	$1,090
4 bedrooms	$1,350	$1,215 – $1,485	$1,220	$1,270

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $72,500 and the 80% low-income limit for four people is $58,000. ZIP code 42344 lies mainly in Muhlenberg County. See the Muhlenberg County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
42325	Bremen	4.6 mi	$910
42464	White Plains	6.5 mi	$1,220
42440	Mortons Gap	8.4 mi	$910
42367	Powderly	8.9 mi	$910
42372	Sacramento	9.7 mi	$1,000
42374	South Carrollton	9.7 mi	$910

Questions

What is the Fair Market Rent for ZIP code 42344?

HUD's FY2027 Small Area Fair Market Rents for 42344 are $690 (studio), $730 (1 BR), $960 (2 BR), $1,200 (3 BR) and $1,350 (4 BR) a month.

What is the Section 8 payment standard in 42344?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 42344 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 42344?

The FY2026 income limits of the Muhlenberg County, KY area apply: median family income $72,500, low-income (80%) limit $58,000 for a family of four.