FY2027 Small Area FMR · Fredonia, KY
ZIP 42411 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 42411 (Fredonia, KY) is $910 a month, up 4.6% from FY2026. That is 0% equal to the Caldwell County, KY area-wide FMR of $909.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 42411 sits in the Caldwell County, KY area
Of the 5 ZIP codes HUD lists for the area, 42411 has the 5th highest two-bedroom Small Area FMR. Caldwell County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $910 for this ZIP code instead.
ZIP code 42411 crosses more than one HUD area. HUD also lists it under Crittenden County, KY (same figures) and Lyon County, KY (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $650 | $585 – $715 | $650 | $620 |
| 1 bedroom | $700 | $630 – $770 | $695 | $710 |
| 2 bedrooms | $910 | $819 – $1,001 | $909 | $870 |
| 3 bedrooms | $1,100 | $990 – $1,210 | $1,083 | $1,060 |
| 4 bedrooms | $1,310 | $1,179 – $1,441 | $1,270 | $1,320 |
A household renting a two-bedroom home at the Small Area FMR of $910 needs about $36,400 a year to keep housing costs at 30% of income. The area median family income is $76,000 and the 80% low-income limit for four people is $60,800. ZIP code 42411 lies mainly in Caldwell County, Crittenden County and Lyon County. See the Caldwell County, KY county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 42411?
HUD's FY2027 Small Area Fair Market Rents for 42411 are $650 (studio), $700 (1 BR), $910 (2 BR), $1,100 (3 BR) and $1,310 (4 BR) a month.
What is the Section 8 payment standard in 42411?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 42411 that range is $819 to $1,001 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 42411?
The FY2026 income limits of the Caldwell County, KY area apply: median family income $76,000, low-income (80%) limit $60,800 for a family of four.