Income Limits by County

FY2027 Small Area FMR · West Somerset, KY

ZIP 42564 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 42564 (West Somerset, KY) is $920 a month, down 1.1% from FY2026. That is 0% equal to the Pulaski County, KY area-wide FMR of $924.

2-bedroom SAFMR$920per month ▼ 1.1%
Area-wide 2 BR FMR$924Pulaski County, KY
Rank in the area7thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828
2 BR Small Area FMR$920
110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 42564 sits in the Pulaski County, KY area

$910$1,010median $920

Of the 18 ZIP codes HUD lists for the area, 42564 has the 7th highest two-bedroom Small Area FMR. Pulaski County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $924 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$660$594 – $726$660$660
1 bedroom$700$630 – $770$706$710
2 bedrooms$920$828 – $1,012$924$930
3 bedrooms$1,100$990 – $1,210$1,101$1,120
4 bedrooms$1,300$1,170 – $1,430$1,308$1,360

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $75,300 and the 80% low-income limit for four people is $60,250. ZIP code 42564 lies mainly in Pulaski County. See the Pulaski County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
42533Ferguson2.7 mi$910
42503Somerset5.1 mi$960
42553Science Hill6.5 mi$930
42501Somerset8.7 mi$910
42567Eubank10.7 mi$910
42519Burnside11.2 mi$910

Questions

What is the Fair Market Rent for ZIP code 42564?

HUD's FY2027 Small Area Fair Market Rents for 42564 are $660 (studio), $700 (1 BR), $920 (2 BR), $1,100 (3 BR) and $1,300 (4 BR) a month.

What is the Section 8 payment standard in 42564?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 42564 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 42564?

The FY2026 income limits of the Pulaski County, KY area apply: median family income $75,300, low-income (80%) limit $60,250 for a family of four.