FY2027 Small Area FMR · Windsor, KY

ZIP 42565 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 42565 (Windsor, KY) is $920 a month, up 1.1% from FY2026. That is 1% above the Casey County, KY area-wide FMR of $909.

2-bedroom SAFMR$920per month ▲ 1.1%

Area-wide 2 BR FMR$909Casey County, KY

Rank in the area8thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$828

2 BR Small Area FMR$920

110% of SAFMR$1,012

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$660▲ 1.5%

1 BR$850▲ 2.4%

2 BR$920▲ 1.1%

3 BR$1,100▲ 0.9%

4 BR$1,210▲ 0.8%

FY2027 FY2026

Where 42565 sits in the Casey County, KY area

Of the 19 ZIP codes HUD lists for the area, 42565 has the 8th highest two-bedroom Small Area FMR. Casey County, KY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $909 for two bedrooms; an agency that opts in to Small Area FMRs would use $920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$660	$594 – $726	$650	$650
1 bedroom	$850	$765 – $935	$835	$830
2 bedrooms	$920	$828 – $1,012	$909	$910
3 bedrooms	$1,100	$990 – $1,210	$1,083	$1,090
4 bedrooms	$1,210	$1,089 – $1,331	$1,195	$1,200

A household renting a two-bedroom home at the Small Area FMR of $920 needs about $36,800 a year to keep housing costs at 30% of income. The area median family income is $58,400 and the 80% low-income limit for four people is $57,500. ZIP code 42565 lies mainly in Casey County and Russell County. See the Casey County, KY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
42516	Bethelridge	7.2 mi	$920
42528	Dunnville	7.5 mi	$920
42544	Nancy	9.8 mi	$910
42566	Yosemite	10.1 mi	$920
42553	Science Hill	10.6 mi	$930
42642	Russell Springs	10.6 mi	$920

Questions

What is the Fair Market Rent for ZIP code 42565?

HUD's FY2027 Small Area Fair Market Rents for 42565 are $660 (studio), $850 (1 BR), $920 (2 BR), $1,100 (3 BR) and $1,210 (4 BR) a month.

What is the Section 8 payment standard in 42565?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 42565 that range is $828 to $1,012 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 42565?

The FY2026 income limits of the Casey County, KY area apply: median family income $58,400, low-income (80%) limit $57,500 for a family of four.