FY2027 Small Area FMR · Westerville, OH

ZIP 43081 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43081 (Westerville, OH) is $1,940 a month, up 14.1% from FY2026. That is 21% above the Columbus, OH area-wide FMR of $1,602.

2-bedroom SAFMR$1,940per month ▲ 14.1%

Area-wide 2 BR FMR$1,602Columbus, OH

Rank in the area14thof 143 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,746

2 BR Small Area FMR$1,940

110% of SAFMR$2,134

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,520▲ 15.2%

1 BR$1,630▲ 14.8%

2 BR$1,940▲ 14.1%

3 BR$2,310▲ 13.2%

4 BR$2,630▲ 14.8%

FY2027 FY2026

Where 43081 sits in the Columbus, OH area

Of the 143 ZIP codes HUD lists for the area, 43081 has the 14th highest two-bedroom Small Area FMR. Columbus, OH is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,746 and $2,134 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,520	$1,368 – $1,672	$1,258	$1,320
1 bedroom	$1,630	$1,467 – $1,793	$1,346	$1,420
2 bedrooms	$1,940	$1,746 – $2,134	$1,602	$1,700
3 bedrooms	$2,310	$2,079 – $2,541	$1,909	$2,040
4 bedrooms	$2,630	$2,367 – $2,893	$2,172	$2,290

A household renting a two-bedroom home at the Small Area FMR of $1,940 needs about $77,600 a year to keep housing costs at 30% of income. The area median family income is $111,500 and the 80% low-income limit for four people is $89,200. ZIP code 43081 lies mainly in Franklin County and Delaware County. See the Columbus, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
43082	Westerville	2.7 mi	$2,080
43231	Columbus	3.2 mi	$1,490
43229	Columbus	4.9 mi	$1,480
43054	New Albany	5.2 mi	$2,300
43230	Columbus	5.3 mi	$1,960
43240	Columbus	5.4 mi	$1,910

Questions

What is the Fair Market Rent for ZIP code 43081?

HUD's FY2027 Small Area Fair Market Rents for 43081 are $1,520 (studio), $1,630 (1 BR), $1,940 (2 BR), $2,310 (3 BR) and $2,630 (4 BR) a month.

What is the Section 8 payment standard in 43081?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43081 that range is $1,746 to $2,134 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43081?

The FY2026 income limits of the Columbus, OH area apply: median family income $111,500, low-income (80%) limit $89,200 for a family of four.