Income Limits by County

FY2027 Small Area FMR · De Graff, OH

ZIP 43318 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43318 (De Graff, OH) is $1,220 a month, up 1.7% from FY2026. That is 17% above the Champaign County, OH area-wide FMR of $1,047.

2-bedroom SAFMR$1,220per month ▲ 1.7%
Area-wide 2 BR FMR$1,047Champaign County, OH
Rank in the area7thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098
2 BR Small Area FMR$1,220
110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 43318 sits in the Champaign County, OH area

$1,000$1,670median $1,100

Of the 18 ZIP codes HUD lists for the area, 43318 has the 7th highest two-bedroom Small Area FMR. Champaign County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,047 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.

ZIP code 43318 crosses more than one HUD area. HUD also lists it under Logan County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$920$828 – $1,012$732$890
1 bedroom$940$846 – $1,034$830$920
2 bedrooms$1,220$1,098 – $1,342$1,047$1,200
3 bedrooms$1,480$1,332 – $1,628$1,361$1,470
4 bedrooms$1,620$1,458 – $1,782$1,473$1,600

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $94,700 and the 80% low-income limit for four people is $75,750. ZIP code 43318 lies mainly in Logan County and Champaign County. See the Champaign County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
43343Quincy3.5 mi$1,000
43070Rosewood6.9 mi$1,220
45353Pemberton6.9 mi$1,060
45317Conover7.9 mi$1,080
45340Maplewood8.4 mi$1,120
43311Bellefontaine9.1 mi$1,060

Questions

What is the Fair Market Rent for ZIP code 43318?

HUD's FY2027 Small Area Fair Market Rents for 43318 are $920 (studio), $940 (1 BR), $1,220 (2 BR), $1,480 (3 BR) and $1,620 (4 BR) a month.

What is the Section 8 payment standard in 43318?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43318 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43318?

The FY2026 income limits of the Champaign County, OH area apply: median family income $94,700, low-income (80%) limit $75,750 for a family of four.