FY2027 Small Area FMR · Graytown, OH

ZIP 43432 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43432 (Graytown, OH) is $1,120 a month, up 5.7% from FY2026. That is 7% below the Ottawa County, OH area-wide FMR of $1,209.

2-bedroom SAFMR$1,120per month ▲ 5.7%

Area-wide 2 BR FMR$1,209Ottawa County, OH

Rank in the area15thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▲ 3.9%

1 BR$850▲ 4.9%

2 BR$1,120▲ 5.7%

3 BR$1,340▲ 5.5%

4 BR$1,780▲ 9.9%

FY2027 FY2026

Where 43432 sits in the Ottawa County, OH area

Of the 20 ZIP codes HUD lists for the area, 43432 has the 15th highest two-bedroom Small Area FMR. Ottawa County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,209 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$869	$770
1 bedroom	$850	$765 – $935	$924	$810
2 bedrooms	$1,120	$1,008 – $1,232	$1,209	$1,060
3 bedrooms	$1,340	$1,206 – $1,474	$1,441	$1,270
4 bedrooms	$1,780	$1,602 – $1,958	$1,923	$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $102,700 and the 80% low-income limit for four people is $82,150. ZIP code 43432 lies mainly in Ottawa County. See the Ottawa County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
43445	Martin	2.7 mi	$1,200
43458	Rocky Ridge	3.0 mi	$1,130
43468	Williston	5.2 mi	$1,210
43416	Elmore	5.5 mi	$1,100
43408	Clay Center	5.8 mi	$1,220
43412	Curtice	5.9 mi	$1,190

Questions

What is the Fair Market Rent for ZIP code 43432?

HUD's FY2027 Small Area Fair Market Rents for 43432 are $800 (studio), $850 (1 BR), $1,120 (2 BR), $1,340 (3 BR) and $1,780 (4 BR) a month.

What is the Section 8 payment standard in 43432?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43432 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43432?

The FY2026 income limits of the Ottawa County, OH area apply: median family income $102,700, low-income (80%) limit $82,150 for a family of four.