FY2027 Small Area FMR · Lacarne, OH

ZIP 43439 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43439 (Lacarne, OH) is $1,210 a month, up 10.0% from FY2026. That is 0% equal to the Ottawa County, OH area-wide FMR of $1,209.

2-bedroom SAFMR$1,210per month ▲ 10.0%

Area-wide 2 BR FMR$1,209Ottawa County, OH

Rank in the area5thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089

2 BR Small Area FMR$1,210

110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▲ 8.8%

1 BR$920▲ 9.5%

2 BR$1,210▲ 10.0%

3 BR$1,440▲ 9.1%

4 BR$1,930▲ 14.2%

FY2027 FY2026

Where 43439 sits in the Ottawa County, OH area

Of the 20 ZIP codes HUD lists for the area, 43439 has the 5th highest two-bedroom Small Area FMR. Ottawa County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,209 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$869	$800
1 bedroom	$920	$828 – $1,012	$924	$840
2 bedrooms	$1,210	$1,089 – $1,331	$1,209	$1,100
3 bedrooms	$1,440	$1,296 – $1,584	$1,441	$1,320
4 bedrooms	$1,930	$1,737 – $2,123	$1,923	$1,690

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $102,700 and the 80% low-income limit for four people is $82,150. ZIP code 43439 lies mainly in Ottawa County. See the Ottawa County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
43452	Port Clinton	3.3 mi	$1,230
43449	Oak Harbor	5.0 mi	$1,130
43433	Gypsum	8.4 mi	$1,210
43458	Rocky Ridge	8.9 mi	$1,130
43464	Vickery	9.9 mi	$1,000
43442	Lindsey	11.1 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 43439?

HUD's FY2027 Small Area Fair Market Rents for 43439 are $870 (studio), $920 (1 BR), $1,210 (2 BR), $1,440 (3 BR) and $1,930 (4 BR) a month.

What is the Section 8 payment standard in 43439?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43439 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43439?

The FY2026 income limits of the Ottawa County, OH area apply: median family income $102,700, low-income (80%) limit $82,150 for a family of four.