FY2027 Small Area FMR · Lakeside Marblehead, OH

ZIP 43440 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43440 (Lakeside Marblehead, OH) is $1,220 a month, up 3.4% from FY2026. That is 1% above the Ottawa County, OH area-wide FMR of $1,209.

2-bedroom SAFMR$1,220per month ▲ 3.4%

Area-wide 2 BR FMR$1,209Ottawa County, OH

Rank in the area3rdof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,098

2 BR Small Area FMR$1,220

110% of SAFMR$1,342

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 2.3%

1 BR$930▲ 3.3%

2 BR$1,220▲ 3.4%

3 BR$1,450▲ 2.8%

4 BR$1,940▲ 7.2%

FY2027 FY2026

Where 43440 sits in the Ottawa County, OH area

Of the 20 ZIP codes HUD lists for the area, 43440 has the 3rd highest two-bedroom Small Area FMR. Ottawa County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,209 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,220 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$869	$860
1 bedroom	$930	$837 – $1,023	$924	$900
2 bedrooms	$1,220	$1,098 – $1,342	$1,209	$1,180
3 bedrooms	$1,450	$1,305 – $1,595	$1,441	$1,410
4 bedrooms	$1,940	$1,746 – $2,134	$1,923	$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,220 needs about $48,800 a year to keep housing costs at 30% of income. The area median family income is $102,700 and the 80% low-income limit for four people is $82,150. ZIP code 43440 lies mainly in Ottawa County. See the Ottawa County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
43433	Gypsum	5.6 mi	$1,210
43438	Kelleys Island	6.4 mi	$1,220
44870	Sandusky	7.0 mi	$1,250
43456	Put In Bay	8.0 mi	$1,060
44824	Castalia	10.0 mi	$1,240
43446	Middle Bass	10.3 mi	$1,210

Questions

What is the Fair Market Rent for ZIP code 43440?

HUD's FY2027 Small Area Fair Market Rents for 43440 are $880 (studio), $930 (1 BR), $1,220 (2 BR), $1,450 (3 BR) and $1,940 (4 BR) a month.

What is the Section 8 payment standard in 43440?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43440 that range is $1,098 to $1,342 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43440?

The FY2026 income limits of the Ottawa County, OH area apply: median family income $102,700, low-income (80%) limit $82,150 for a family of four.