Income Limits by County

FY2027 Small Area FMR · Millbury, OH

ZIP 43447 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43447 (Millbury, OH) is $1,280 a month, up 6.7% from FY2026. That is 6% above the Ottawa County, OH area-wide FMR of $1,209.

2-bedroom SAFMR$1,280per month ▲ 6.7%
Area-wide 2 BR FMR$1,209Ottawa County, OH
Rank in the area1stof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152
2 BR Small Area FMR$1,280
110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 43447 sits in the Ottawa County, OH area

$1,000$1,280median $1,195

Of the 20 ZIP codes HUD lists for the area, 43447 has the 1st highest two-bedroom Small Area FMR. Ottawa County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,209 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

ZIP code 43447 crosses more than one HUD area. HUD also lists it under Toledo, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$920$828 – $1,012$869$860
1 bedroom$980$882 – $1,078$924$920
2 bedrooms$1,280$1,152 – $1,408$1,209$1,200
3 bedrooms$1,620$1,458 – $1,782$1,441$1,520
4 bedrooms$1,810$1,629 – $1,991$1,923$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $102,700 and the 80% low-income limit for four people is $82,150. ZIP code 43447 lies mainly in Wood County and Ottawa County. See the Ottawa County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
43465Walbridge2.8 mi$1,170
43619Northwood3.1 mi$1,060
43408Clay Center4.3 mi$1,220
43430Genoa4.8 mi$1,140
43463Stony Ridge4.9 mi$1,000
43468Williston5.9 mi$1,210

Questions

What is the Fair Market Rent for ZIP code 43447?

HUD's FY2027 Small Area Fair Market Rents for 43447 are $920 (studio), $980 (1 BR), $1,280 (2 BR), $1,620 (3 BR) and $1,810 (4 BR) a month.

What is the Section 8 payment standard in 43447?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43447 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43447?

The FY2026 income limits of the Ottawa County, OH area apply: median family income $102,700, low-income (80%) limit $82,150 for a family of four.