FY2027 Small Area FMR · Farmer, OH

ZIP 43520 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43520 (Farmer, OH) is $1,020 a month, up 5.2% from FY2026. That is 0% equal to the Defiance County, OH area-wide FMR of $1,017.

2-bedroom SAFMR$1,020per month ▲ 5.2%

Area-wide 2 BR FMR$1,017Defiance County, OH

Rank in the area4thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918

2 BR Small Area FMR$1,020

110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 9.5%

1 BR$850▲ 9.0%

2 BR$1,020▲ 5.2%

3 BR$1,220■ 0.0%

4 BR$1,520▲ 13.4%

FY2027 FY2026

Where 43520 sits in the Defiance County, OH area

Of the 16 ZIP codes HUD lists for the area, 43520 has the 4th highest two-bedroom Small Area FMR. Defiance County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,017 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$804	$740
1 bedroom	$850	$765 – $935	$851	$780
2 bedrooms	$1,020	$918 – $1,122	$1,017	$970
3 bedrooms	$1,220	$1,098 – $1,342	$1,215	$1,220
4 bedrooms	$1,520	$1,368 – $1,672	$1,511	$1,340

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $94,200 and the 80% low-income limit for four people is $75,350. ZIP code 43520 lies mainly in Defiance County. See the Defiance County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
43549	Ney	5.4 mi	$1,000
43536	Mark Center	5.6 mi	$1,000
43517	Edgerton	5.9 mi	$1,000
43506	Bryan	6.5 mi	$1,010
43556	Sherwood	7.0 mi	$1,000
43526	Hicksville	7.3 mi	$1,000

Questions

What is the Fair Market Rent for ZIP code 43520?

HUD's FY2027 Small Area Fair Market Rents for 43520 are $810 (studio), $850 (1 BR), $1,020 (2 BR), $1,220 (3 BR) and $1,520 (4 BR) a month.

What is the Section 8 payment standard in 43520?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43520 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43520?

The FY2026 income limits of the Defiance County, OH area apply: median family income $94,200, low-income (80%) limit $75,350 for a family of four.