Income Limits by County

FY2027 Small Area FMR · Chesterhill, OH

ZIP 43728 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43728 (Chesterhill, OH) is $1,000 a month, up 3.1% from FY2026. That is 11% below the Athens County, OH area-wide FMR of $1,129.

2-bedroom SAFMR$1,000per month ▲ 3.1%
Area-wide 2 BR FMR$1,129Athens County, OH
Rank in the area11thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 43728 sits in the Athens County, OH area

$1,000$1,420median $1,015

Of the 20 ZIP codes HUD lists for the area, 43728 has the 11th highest two-bedroom Small Area FMR. Athens County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,129 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

ZIP code 43728 crosses more than one HUD area. HUD also lists it under Morgan County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$820$738 – $902$965$750
1 bedroom$890$801 – $979$992$870
2 bedrooms$1,000$900 – $1,100$1,129$970
3 bedrooms$1,210$1,089 – $1,331$1,415$1,190
4 bedrooms$1,390$1,251 – $1,529$1,484$1,460

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $88,900 and the 80% low-income limit for four people is $71,100. ZIP code 43728 lies mainly in Morgan County and Athens County. See the Athens County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45711Amesville4.1 mi$1,240
43787Stockport5.8 mi$1,110
45724Cutler8.4 mi$1,170
45778Stewart8.7 mi$1,220
45732Glouster9.6 mi$1,000
45740Jacksonville9.7 mi$1,000

Questions

What is the Fair Market Rent for ZIP code 43728?

HUD's FY2027 Small Area Fair Market Rents for 43728 are $820 (studio), $890 (1 BR), $1,000 (2 BR), $1,210 (3 BR) and $1,390 (4 BR) a month.

What is the Section 8 payment standard in 43728?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43728 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43728?

The FY2026 income limits of the Athens County, OH area apply: median family income $88,900, low-income (80%) limit $71,100 for a family of four.