FY2027 Small Area FMR · Smithfield, OH

ZIP 43948 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 43948 (Smithfield, OH) is $1,200 a month, down 0.8% from FY2026. That is 19% above the Weirton-Steubenville, WV-OH area-wide FMR of $1,007.

2-bedroom SAFMR$1,200per month ▼ 0.8%

Area-wide 2 BR FMR$1,007Weirton-Steubenville, WV-OH

Rank in the area3rdof 40 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,080

2 BR Small Area FMR$1,200

110% of SAFMR$1,320

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$920▼ 2.1%

1 BR$920▼ 2.1%

2 BR$1,200▼ 0.8%

3 BR$1,550▼ 3.1%

4 BR$1,800▼ 2.2%

FY2027 FY2026

Where 43948 sits in the Weirton-Steubenville, WV-OH area

Of the 40 ZIP codes HUD lists for the area, 43948 has the 3rd highest two-bedroom Small Area FMR. Weirton-Steubenville, WV-OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,007 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$920	$828 – $1,012	$771	$940
1 bedroom	$920	$828 – $1,012	$776	$940
2 bedrooms	$1,200	$1,080 – $1,320	$1,007	$1,210
3 bedrooms	$1,550	$1,395 – $1,705	$1,298	$1,600
4 bedrooms	$1,800	$1,620 – $1,980	$1,514	$1,840

A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $80,600 and the 80% low-income limit for four people is $70,150. ZIP code 43948 lies mainly in Jefferson County. See the Weirton-Steubenville, WV-OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
43917	Dillonvale	3.0 mi	$1,010
43943	Rayland	4.9 mi	$1,000
43901	Adena	5.2 mi	$1,180
43938	Mingo Junction	6.0 mi	$1,180
43953	Steubenville	6.9 mi	$1,120
43939	Mount Pleasant	7.2 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 43948?

HUD's FY2027 Small Area Fair Market Rents for 43948 are $920 (studio), $920 (1 BR), $1,200 (2 BR), $1,550 (3 BR) and $1,800 (4 BR) a month.

What is the Section 8 payment standard in 43948?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 43948 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 43948?

The FY2026 income limits of the Weirton-Steubenville, WV-OH area apply: median family income $80,600, low-income (80%) limit $70,150 for a family of four.