FY2027 Small Area FMR · Columbia Station, OH

ZIP 44028 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44028 (Columbia Station, OH) is $1,870 a month, down 1.1% from FY2026. That is 47% above the Cleveland, OH area-wide FMR of $1,274.

2-bedroom SAFMR$1,870per month ▼ 1.1%

Area-wide 2 BR FMR$1,274Cleveland, OH

Rank in the area5thof 126 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,683

2 BR Small Area FMR$1,870

110% of SAFMR$2,057

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,360▼ 1.4%

1 BR$1,540▼ 1.3%

2 BR$1,870▼ 1.1%

3 BR$2,390▼ 1.6%

4 BR$2,580▼ 0.8%

FY2027 FY2026

Where 44028 sits in the Cleveland, OH area

Of the 126 ZIP codes HUD lists for the area, 44028 has the 5th highest two-bedroom Small Area FMR. Cleveland, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,274 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,870 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,360	$1,224 – $1,496	$924	$1,380
1 bedroom	$1,540	$1,386 – $1,694	$1,050	$1,560
2 bedrooms	$1,870	$1,683 – $2,057	$1,274	$1,890
3 bedrooms	$2,390	$2,151 – $2,629	$1,628	$2,430
4 bedrooms	$2,580	$2,322 – $2,838	$1,756	$2,600

A household renting a two-bedroom home at the Small Area FMR of $1,870 needs about $74,800 a year to keep housing costs at 30% of income. The area median family income is $105,000 and the 80% low-income limit for four people is $84,000. ZIP code 44028 lies mainly in Lorain County. See the Cleveland, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44280	Valley City	4.2 mi	$1,910
44149	Strongsville	4.3 mi	$1,550
44138	Olmsted Falls	5.1 mi	$1,490
44044	Grafton	5.9 mi	$1,280
44017	Berea	6.2 mi	$1,270
44136	Strongsville	6.6 mi	$1,490

Questions

What is the Fair Market Rent for ZIP code 44028?

HUD's FY2027 Small Area Fair Market Rents for 44028 are $1,360 (studio), $1,540 (1 BR), $1,870 (2 BR), $2,390 (3 BR) and $2,580 (4 BR) a month.

What is the Section 8 payment standard in 44028?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44028 that range is $1,683 to $2,057 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44028?

The FY2026 income limits of the Cleveland, OH area apply: median family income $105,000, low-income (80%) limit $84,000 for a family of four.