Income Limits by County

FY2027 Small Area FMR · Cleveland, OH

ZIP 44144 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44144 (Cleveland, OH) is $1,140 a month, down 0.9% from FY2026. That is 11% below the Cleveland, OH area-wide FMR of $1,274.

2-bedroom SAFMR$1,140per month ▼ 0.9%
Area-wide 2 BR FMR$1,274Cleveland, OH
Rank in the area92ndof 126 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026
2 BR Small Area FMR$1,140
110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 44144 sits in the Cleveland, OH area

$1,000$1,910median $1,270

Of the 126 ZIP codes HUD lists for the area, 44144 has the 92nd highest two-bedroom Small Area FMR. Cleveland, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,274 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$830$747 – $913$924$840
1 bedroom$940$846 – $1,034$1,050$950
2 bedrooms$1,140$1,026 – $1,254$1,274$1,150
3 bedrooms$1,460$1,314 – $1,606$1,628$1,480
4 bedrooms$1,570$1,413 – $1,727$1,756$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $105,000 and the 80% low-income limit for four people is $84,000. ZIP code 44144 lies mainly in Cuyahoga County. See the Cleveland, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
44109Cleveland2.5 mi$1,080
44102Cleveland2.9 mi$1,150
44111Cleveland2.9 mi$1,180
44129Cleveland3.2 mi$1,240
44113Cleveland3.9 mi$1,910
44135Cleveland4.0 mi$1,280

Questions

What is the Fair Market Rent for ZIP code 44144?

HUD's FY2027 Small Area Fair Market Rents for 44144 are $830 (studio), $940 (1 BR), $1,140 (2 BR), $1,460 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 44144?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44144 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44144?

The FY2026 income limits of the Cleveland, OH area apply: median family income $105,000, low-income (80%) limit $84,000 for a family of four.