FY2027 Small Area FMR · Chippewa Lake, OH

ZIP 44215 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44215 (Chippewa Lake, OH) is $1,330 a month, down 1.5% from FY2026. That is 4% above the Cleveland, OH area-wide FMR of $1,274.

2-bedroom SAFMR$1,330per month ▼ 1.5%

Area-wide 2 BR FMR$1,274Cleveland, OH

Rank in the area48thof 126 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,197

2 BR Small Area FMR$1,330

110% of SAFMR$1,463

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$960▼ 3.0%

1 BR$1,100▼ 1.8%

2 BR$1,330▼ 1.5%

3 BR$1,700▼ 2.3%

4 BR$1,830▼ 1.6%

FY2027 FY2026

Where 44215 sits in the Cleveland, OH area

Of the 126 ZIP codes HUD lists for the area, 44215 has the 48th highest two-bedroom Small Area FMR. Cleveland, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,274 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,330 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$960	$864 – $1,056	$924	$990
1 bedroom	$1,100	$990 – $1,210	$1,050	$1,120
2 bedrooms	$1,330	$1,197 – $1,463	$1,274	$1,350
3 bedrooms	$1,700	$1,530 – $1,870	$1,628	$1,740
4 bedrooms	$1,830	$1,647 – $2,013	$1,756	$1,860

A household renting a two-bedroom home at the Small Area FMR of $1,330 needs about $53,200 a year to keep housing costs at 30% of income. The area median family income is $105,000 and the 80% low-income limit for four people is $84,000. ZIP code 44215 lies mainly in Medina County. See the Cleveland, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44273	Seville	3.0 mi	$1,150
44251	Westfield Center	3.2 mi	$1,730
44256	Medina	5.2 mi	$1,350
44254	Lodi	6.4 mi	$1,080
44281	Wadsworth	8.1 mi	$1,250
44217	Creston	8.1 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 44215?

HUD's FY2027 Small Area Fair Market Rents for 44215 are $960 (studio), $1,100 (1 BR), $1,330 (2 BR), $1,700 (3 BR) and $1,830 (4 BR) a month.

What is the Section 8 payment standard in 44215?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44215 that range is $1,197 to $1,463 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44215?

The FY2026 income limits of the Cleveland, OH area apply: median family income $105,000, low-income (80%) limit $84,000 for a family of four.