FY2027 Small Area FMR · Campbell, OH

ZIP 44405 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44405 (Campbell, OH) is $1,050 a month, up 4.0% from FY2026. That is 5% above the Youngstown-Warren, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,050per month ▲ 4.0%

Area-wide 2 BR FMR$1,003Youngstown-Warren, OH

Rank in the area13thof 68 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 3.9%

1 BR$840▲ 5.0%

2 BR$1,050▲ 4.0%

3 BR$1,360▲ 3.0%

4 BR$1,440▲ 2.9%

FY2027 FY2026

Where 44405 sits in the Youngstown-Warren, OH area

Of the 68 ZIP codes HUD lists for the area, 44405 has the 13th highest two-bedroom Small Area FMR. Youngstown-Warren, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$755	$760
1 bedroom	$840	$756 – $924	$801	$800
2 bedrooms	$1,050	$945 – $1,155	$1,003	$1,010
3 bedrooms	$1,360	$1,224 – $1,496	$1,295	$1,320
4 bedrooms	$1,440	$1,296 – $1,584	$1,374	$1,400

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $70,150. ZIP code 44405 lies mainly in Mahoning County. See the Youngstown-Warren, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44471	Struthers	1.9 mi	$1,060
44506	Youngstown	2.1 mi	$1,000
44502	Youngstown	2.5 mi	$1,130
44555	Youngstown	3.2 mi	$1,090
44436	Lowellville	3.3 mi	$1,000
44507	Youngstown	3.3 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 44405?

HUD's FY2027 Small Area Fair Market Rents for 44405 are $790 (studio), $840 (1 BR), $1,050 (2 BR), $1,360 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 44405?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44405 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44405?

The FY2026 income limits of the Youngstown-Warren, OH area apply: median family income $81,900, low-income (80%) limit $70,150 for a family of four.