FY2027 Small Area FMR · Girard, OH

ZIP 44420 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44420 (Girard, OH) is $1,010 a month, up 4.1% from FY2026. That is 1% above the Youngstown-Warren, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,003Youngstown-Warren, OH

Rank in the area26thof 68 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 4.1%

1 BR$810▲ 5.2%

2 BR$1,010▲ 4.1%

3 BR$1,300▲ 2.4%

4 BR$1,380▲ 3.0%

FY2027 FY2026

Where 44420 sits in the Youngstown-Warren, OH area

Of the 68 ZIP codes HUD lists for the area, 44420 has the 26th highest two-bedroom Small Area FMR. Youngstown-Warren, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$755	$730
1 bedroom	$810	$729 – $891	$801	$770
2 bedrooms	$1,010	$909 – $1,111	$1,003	$970
3 bedrooms	$1,300	$1,170 – $1,430	$1,295	$1,270
4 bedrooms	$1,380	$1,242 – $1,518	$1,374	$1,340

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $70,150. ZIP code 44420 lies mainly in Trumbull County. See the Youngstown-Warren, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44437	Mc Donald	2.9 mi	$1,000
44446	Niles	3.6 mi	$1,000
44510	Youngstown	3.8 mi	$1,000
44504	Youngstown	4.0 mi	$1,000
44505	Youngstown	4.5 mi	$1,000
44509	Youngstown	4.8 mi	$1,020

Questions

What is the Fair Market Rent for ZIP code 44420?

HUD's FY2027 Small Area Fair Market Rents for 44420 are $760 (studio), $810 (1 BR), $1,010 (2 BR), $1,300 (3 BR) and $1,380 (4 BR) a month.

What is the Section 8 payment standard in 44420?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44420 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44420?

The FY2026 income limits of the Youngstown-Warren, OH area apply: median family income $81,900, low-income (80%) limit $70,150 for a family of four.