FY2027 Small Area FMR · Youngstown, OH

ZIP 44514 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44514 (Youngstown, OH) is $1,170 a month, up 6.4% from FY2026. That is 17% above the Youngstown-Warren, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,170per month ▲ 6.4%

Area-wide 2 BR FMR$1,003Youngstown-Warren, OH

Rank in the area4thof 68 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053

2 BR Small Area FMR$1,170

110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 6.0%

1 BR$930▲ 6.9%

2 BR$1,170▲ 6.4%

3 BR$1,510▲ 4.9%

4 BR$1,600▲ 5.3%

FY2027 FY2026

Where 44514 sits in the Youngstown-Warren, OH area

Of the 68 ZIP codes HUD lists for the area, 44514 has the 4th highest two-bedroom Small Area FMR. Youngstown-Warren, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$755	$830
1 bedroom	$930	$837 – $1,023	$801	$870
2 bedrooms	$1,170	$1,053 – $1,287	$1,003	$1,100
3 bedrooms	$1,510	$1,359 – $1,661	$1,295	$1,440
4 bedrooms	$1,600	$1,440 – $1,760	$1,374	$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $70,150. ZIP code 44514 lies mainly in Mahoning County. See the Youngstown-Warren, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
44471	Struthers	3.6 mi	$1,060
44512	Youngstown	3.7 mi	$1,020
44442	New Middletown	3.9 mi	$1,000
44443	New Springfield	4.6 mi	$1,000
44452	North Lima	4.7 mi	$1,000
16132	Hillsville	5.3 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 44514?

HUD's FY2027 Small Area Fair Market Rents for 44514 are $880 (studio), $930 (1 BR), $1,170 (2 BR), $1,510 (3 BR) and $1,600 (4 BR) a month.

What is the Section 8 payment standard in 44514?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44514 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44514?

The FY2026 income limits of the Youngstown-Warren, OH area apply: median family income $81,900, low-income (80%) limit $70,150 for a family of four.