Income Limits by County

FY2027 Small Area FMR · Flat Rock, OH

ZIP 44828 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44828 (Flat Rock, OH) is $1,330 a month, up 2.3% from FY2026. That is 26% above the Seneca County, OH area-wide FMR of $1,057.

2-bedroom SAFMR$1,330per month ▲ 2.3%
Area-wide 2 BR FMR$1,057Seneca County, OH
Rank in the area2ndof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,197
2 BR Small Area FMR$1,330
110% of SAFMR$1,463

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 44828 sits in the Seneca County, OH area

$1,000$1,340median $1,045

Of the 20 ZIP codes HUD lists for the area, 44828 has the 2nd highest two-bedroom Small Area FMR. Seneca County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,057 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,330 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,010$909 – $1,111$803$980
1 bedroom$1,020$918 – $1,122$808$990
2 bedrooms$1,330$1,197 – $1,463$1,057$1,300
3 bedrooms$1,590$1,431 – $1,749$1,267$1,580
4 bedrooms$1,750$1,575 – $1,925$1,389$1,720

A household renting a two-bedroom home at the Small Area FMR of $1,330 needs about $53,200 a year to keep housing costs at 30% of income. The area median family income is $84,900 and the 80% low-income limit for four people is $70,150. ZIP code 44828 lies mainly in Seneca County. See the Seneca County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
44811Bellevue1.2 mi$1,000
43410Clyde7.5 mi$1,000
44847Monroeville7.7 mi$1,210
44867Republic8.5 mi$1,340
44836Green Springs10.5 mi$1,080
44824Castalia10.8 mi$1,240

Questions

What is the Fair Market Rent for ZIP code 44828?

HUD's FY2027 Small Area Fair Market Rents for 44828 are $1,010 (studio), $1,020 (1 BR), $1,330 (2 BR), $1,590 (3 BR) and $1,750 (4 BR) a month.

What is the Section 8 payment standard in 44828?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44828 that range is $1,197 to $1,463 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44828?

The FY2026 income limits of the Seneca County, OH area apply: median family income $84,900, low-income (80%) limit $70,150 for a family of four.