Income Limits by County

FY2027 Small Area FMR · Norwalk, OH

ZIP 44857 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44857 (Norwalk, OH) is $1,000 a month, up 3.1% from FY2026. That is 18% below the Erie County, OH area-wide FMR of $1,221.

2-bedroom SAFMR$1,000per month ▲ 3.1%
Area-wide 2 BR FMR$1,221Erie County, OH
Rank in the area13thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 44857 sits in the Erie County, OH area

$1,000$1,390median $1,220

Of the 15 ZIP codes HUD lists for the area, 44857 has the 13th highest two-bedroom Small Area FMR. Erie County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,221 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

ZIP code 44857 crosses more than one HUD area. HUD also lists it under Huron County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$927$740
1 bedroom$800$720 – $880$977$740
2 bedrooms$1,000$900 – $1,100$1,221$970
3 bedrooms$1,260$1,134 – $1,386$1,531$1,210
4 bedrooms$1,530$1,377 – $1,683$1,702$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $105,300 and the 80% low-income limit for four people is $84,000. ZIP code 44857 lies mainly in Huron County and Erie County. See the Erie County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
44826Collins5.5 mi$1,120
44847Monroeville7.1 mi$1,210
44846Milan7.3 mi$1,350
44855North Fairfield7.6 mi$1,140
44814Berlin Heights9.2 mi$1,300
44889Wakeman10.3 mi$1,260

Questions

What is the Fair Market Rent for ZIP code 44857?

HUD's FY2027 Small Area Fair Market Rents for 44857 are $780 (studio), $800 (1 BR), $1,000 (2 BR), $1,260 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 44857?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44857 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44857?

The FY2026 income limits of the Erie County, OH area apply: median family income $105,300, low-income (80%) limit $84,000 for a family of four.