Income Limits by County

FY2027 Small Area FMR · Plymouth, OH

ZIP 44865 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 44865 (Plymouth, OH) is $1,060 a month, up 2.9% from FY2026. That is 2% above the Mansfield, OH area-wide FMR of $1,035.

2-bedroom SAFMR$1,060per month ▲ 2.9%
Area-wide 2 BR FMR$1,035Mansfield, OH
Rank in the area7thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954
2 BR Small Area FMR$1,060
110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 44865 sits in the Mansfield, OH area

$1,000$1,210median $1,040

Of the 20 ZIP codes HUD lists for the area, 44865 has the 7th highest two-bedroom Small Area FMR. Mansfield, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,035 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

ZIP code 44865 crosses more than one HUD area. HUD also lists it under Crawford County, OH (same figures) and Huron County, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$790$711 – $869$721$750
1 bedroom$840$756 – $924$822$800
2 bedrooms$1,060$954 – $1,166$1,035$1,030
3 bedrooms$1,370$1,233 – $1,507$1,370$1,340
4 bedrooms$1,630$1,467 – $1,793$1,595$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $92,500 and the 80% low-income limit for four people is $74,000. ZIP code 44865 lies mainly in Huron County, Richland County and Crawford County. See the Mansfield, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
44850New Haven2.9 mi$1,030
44890Willard6.6 mi$1,010
44875Shelby7.3 mi$1,000
44887Tiro8.0 mi$1,100
44878Shiloh8.9 mi$1,210
44855North Fairfield9.0 mi$1,140

Questions

What is the Fair Market Rent for ZIP code 44865?

HUD's FY2027 Small Area Fair Market Rents for 44865 are $790 (studio), $840 (1 BR), $1,060 (2 BR), $1,370 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 44865?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 44865 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 44865?

The FY2026 income limits of the Mansfield, OH area apply: median family income $92,500, low-income (80%) limit $74,000 for a family of four.