Income Limits by County

FY2027 Small Area FMR · Kings Mills, OH

ZIP 45034 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45034 (Kings Mills, OH) is $2,030 a month, up 6.3% from FY2026. That is 41% above the Cincinnati, OH-KY-IN area-wide FMR of $1,442.

2-bedroom SAFMR$2,030per month ▲ 6.3%
Area-wide 2 BR FMR$1,442Cincinnati, OH-KY-IN
Rank in the area8thof 184 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,827
2 BR Small Area FMR$2,030
110% of SAFMR$2,233

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45034 sits in the Cincinnati, OH-KY-IN area

$1,010$2,160median $1,380

Of the 184 ZIP codes HUD lists for the area, 45034 has the 8th highest two-bedroom Small Area FMR. Cincinnati, OH-KY-IN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,827 and $2,233 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,480$1,332 – $1,628$1,052$1,350
1 bedroom$1,580$1,422 – $1,738$1,128$1,480
2 bedrooms$2,030$1,827 – $2,233$1,442$1,910
3 bedrooms$2,660$2,394 – $2,926$1,897$2,520
4 bedrooms$3,010$2,709 – $3,311$2,141$2,780

A household renting a two-bedroom home at the Small Area FMR of $2,030 needs about $81,200 a year to keep housing costs at 30% of income. The area median family income is $109,900 and the 80% low-income limit for four people is $87,900. ZIP code 45034 lies mainly in Warren County. See the Cincinnati, OH-KY-IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45065South Lebanon1.9 mi$1,890
45039Maineville2.1 mi$2,100
45040Mason3.7 mi$2,160
45036Lebanon6.0 mi$1,440
45152Morrow6.6 mi$1,470
45140Loveland7.0 mi$1,840

Questions

What is the Fair Market Rent for ZIP code 45034?

HUD's FY2027 Small Area Fair Market Rents for 45034 are $1,480 (studio), $1,580 (1 BR), $2,030 (2 BR), $2,660 (3 BR) and $3,010 (4 BR) a month.

What is the Section 8 payment standard in 45034?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45034 that range is $1,827 to $2,233 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45034?

The FY2026 income limits of the Cincinnati, OH-KY-IN area apply: median family income $109,900, low-income (80%) limit $87,900 for a family of four.