FY2027 Small Area FMR · Higginsport, OH

ZIP 45131 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45131 (Higginsport, OH) is $1,010 a month, down 2.9% from FY2026. That is 2% below the Brown County, OH area-wide FMR of $1,030.

2-bedroom SAFMR$1,010per month ▼ 2.9%

Area-wide 2 BR FMR$1,030Brown County, OH

Rank in the area11thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$830▲ 3.8%

1 BR$830▲ 2.5%

2 BR$1,010▼ 2.9%

3 BR$1,400■ 0.0%

4 BR$1,690▼ 0.6%

FY2027 FY2026

Where 45131 sits in the Brown County, OH area

Of the 20 ZIP codes HUD lists for the area, 45131 has the 11th highest two-bedroom Small Area FMR. Brown County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,030 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$830	$747 – $913	$844	$800
1 bedroom	$830	$747 – $913	$849	$810
2 bedrooms	$1,010	$909 – $1,111	$1,030	$1,040
3 bedrooms	$1,400	$1,260 – $1,540	$1,425	$1,400
4 bedrooms	$1,690	$1,521 – $1,859	$1,722	$1,700

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $85,000 and the 80% low-income limit for four people is $70,150. ZIP code 45131 lies mainly in Brown County. See the Brown County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
41002	Augusta	3.4 mi	$1,010
41034	Dover	6.1 mi	$1,040
45121	Georgetown	6.5 mi	$1,010
45119	Feesburg	6.6 mi	$1,060
45120	Felicity	7.1 mi	$1,010
45130	Hamersville	8.4 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 45131?

HUD's FY2027 Small Area Fair Market Rents for 45131 are $830 (studio), $830 (1 BR), $1,010 (2 BR), $1,400 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 45131?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45131 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45131?

The FY2026 income limits of the Brown County, OH area apply: median family income $85,000, low-income (80%) limit $70,150 for a family of four.