Income Limits by County

FY2027 Small Area FMR · Miamiville, OH

ZIP 45147 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45147 (Miamiville, OH) is $1,980 a month, up 7.6% from FY2026. That is 37% above the Cincinnati, OH-KY-IN area-wide FMR of $1,442.

2-bedroom SAFMR$1,980per month ▲ 7.6%
Area-wide 2 BR FMR$1,442Cincinnati, OH-KY-IN
Rank in the area11thof 184 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,782
2 BR Small Area FMR$1,980
110% of SAFMR$2,178

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 45147 sits in the Cincinnati, OH-KY-IN area

$1,010$2,160median $1,380

Of the 184 ZIP codes HUD lists for the area, 45147 has the 11th highest two-bedroom Small Area FMR. Cincinnati, OH-KY-IN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,782 and $2,178 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,440$1,296 – $1,584$1,052$1,300
1 bedroom$1,550$1,395 – $1,705$1,128$1,430
2 bedrooms$1,980$1,782 – $2,178$1,442$1,840
3 bedrooms$2,600$2,340 – $2,860$1,897$2,430
4 bedrooms$2,940$2,646 – $3,234$2,141$2,680

A household renting a two-bedroom home at the Small Area FMR of $1,980 needs about $79,200 a year to keep housing costs at 30% of income. The area median family income is $109,900 and the 80% low-income limit for four people is $87,900. ZIP code 45147 lies mainly in Clermont County. See the Cincinnati, OH-KY-IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
45111Camp Dennison0.7 mi$2,160
45243Cincinnati3.0 mi$2,160
45174Terrace Park3.6 mi$1,830
45150Milford3.9 mi$1,390
45140Loveland4.2 mi$1,840
45242Cincinnati4.5 mi$2,160

Questions

What is the Fair Market Rent for ZIP code 45147?

HUD's FY2027 Small Area Fair Market Rents for 45147 are $1,440 (studio), $1,550 (1 BR), $1,980 (2 BR), $2,600 (3 BR) and $2,940 (4 BR) a month.

What is the Section 8 payment standard in 45147?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45147 that range is $1,782 to $2,178 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45147?

The FY2026 income limits of the Cincinnati, OH-KY-IN area apply: median family income $109,900, low-income (80%) limit $87,900 for a family of four.