FY2027 Small Area FMR · Moscow, OH

ZIP 45153 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45153 (Moscow, OH) is $1,760 a month, up 4.8% from FY2026. That is 22% above the Cincinnati, OH-KY-IN area-wide FMR of $1,442.

2-bedroom SAFMR$1,760per month ▲ 4.8%

Area-wide 2 BR FMR$1,442Cincinnati, OH-KY-IN

Rank in the area22ndof 184 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,584

2 BR Small Area FMR$1,760

110% of SAFMR$1,936

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,280▲ 7.6%

1 BR$1,380▲ 5.3%

2 BR$1,760▲ 4.8%

3 BR$2,320▲ 4.5%

4 BR$2,610▲ 6.5%

FY2027 FY2026

Where 45153 sits in the Cincinnati, OH-KY-IN area

Of the 184 ZIP codes HUD lists for the area, 45153 has the 22nd highest two-bedroom Small Area FMR. Cincinnati, OH-KY-IN is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,584 and $1,936 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,280	$1,152 – $1,408	$1,052	$1,190
1 bedroom	$1,380	$1,242 – $1,518	$1,128	$1,310
2 bedrooms	$1,760	$1,584 – $1,936	$1,442	$1,680
3 bedrooms	$2,320	$2,088 – $2,552	$1,897	$2,220
4 bedrooms	$2,610	$2,349 – $2,871	$2,141	$2,450

A household renting a two-bedroom home at the Small Area FMR of $1,760 needs about $70,400 a year to keep housing costs at 30% of income. The area median family income is $109,900 and the 80% low-income limit for four people is $87,900. ZIP code 45153 lies mainly in Clermont County. See the Cincinnati, OH-KY-IN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45156	Neville	3.5 mi	$1,510
45112	Chilo	5.5 mi	$1,010
45120	Felicity	5.9 mi	$1,010
41007	California	6.0 mi	$1,300
45157	New Richmond	6.6 mi	$1,180
41043	Foster	7.0 mi	$1,240

Questions

What is the Fair Market Rent for ZIP code 45153?

HUD's FY2027 Small Area Fair Market Rents for 45153 are $1,280 (studio), $1,380 (1 BR), $1,760 (2 BR), $2,320 (3 BR) and $2,610 (4 BR) a month.

What is the Section 8 payment standard in 45153?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45153 that range is $1,584 to $1,936 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45153?

The FY2026 income limits of the Cincinnati, OH-KY-IN area apply: median family income $109,900, low-income (80%) limit $87,900 for a family of four.