FY2027 Small Area FMR · Wilmington, OH

ZIP 45177 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45177 (Wilmington, OH) is $1,090 a month, up 2.8% from FY2026. That is 2% above the Clinton County, OH area-wide FMR of $1,071.

2-bedroom SAFMR$1,090per month ▲ 2.8%

Area-wide 2 BR FMR$1,071Clinton County, OH

Rank in the area8thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981

2 BR Small Area FMR$1,090

110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 2.5%

1 BR$860■ 0.0%

2 BR$1,090▲ 2.8%

3 BR$1,410▲ 1.4%

4 BR$1,720▼ 1.7%

FY2027 FY2026

Where 45177 sits in the Clinton County, OH area

Of the 15 ZIP codes HUD lists for the area, 45177 has the 8th highest two-bedroom Small Area FMR. Clinton County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,071 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$809	$800
1 bedroom	$860	$774 – $946	$843	$860
2 bedrooms	$1,090	$981 – $1,199	$1,071	$1,060
3 bedrooms	$1,410	$1,269 – $1,551	$1,386	$1,390
4 bedrooms	$1,720	$1,548 – $1,892	$1,694	$1,750

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $92,900 and the 80% low-income limit for four people is $74,300. ZIP code 45177 lies mainly in Clinton County. See the Clinton County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45164	Port William	7.2 mi	$1,000
45166	Reesville	8.4 mi	$1,010
45113	Clarksville	8.7 mi	$1,290
45032	Harveysburg	9.3 mi	$1,160
45146	Martinsville	10.3 mi	$1,150
45307	Bowersville	10.5 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 45177?

HUD's FY2027 Small Area Fair Market Rents for 45177 are $820 (studio), $860 (1 BR), $1,090 (2 BR), $1,410 (3 BR) and $1,720 (4 BR) a month.

What is the Section 8 payment standard in 45177?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45177 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45177?

The FY2026 income limits of the Clinton County, OH area apply: median family income $92,900, low-income (80%) limit $74,300 for a family of four.