FY2027 Small Area FMR · Clifton, OH

ZIP 45316 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45316 (Clifton, OH) is $1,080 a month, unchanged from FY2026. That is 13% below the Dayton-Kettering-Beavercreek, OH area-wide FMR of $1,248.

2-bedroom SAFMR$1,080per month ■ 0.0%

Area-wide 2 BR FMR$1,248Dayton-Kettering-Beavercreek

Rank in the area72ndof 88 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760■ 0.0%

1 BR$840■ 0.0%

2 BR$1,080■ 0.0%

3 BR$1,360■ 0.0%

4 BR$1,530▼ 0.6%

FY2027 FY2026

Where 45316 sits in the Dayton-Kettering-Beavercreek, OH area

Of the 88 ZIP codes HUD lists for the area, 45316 has the 72nd highest two-bedroom Small Area FMR. Dayton-Kettering-Beavercreek, OH is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $972 and $1,188 for two bedrooms.

ZIP code 45316 crosses more than one HUD area. HUD also lists it under Springfield, OH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$909	$760
1 bedroom	$840	$756 – $924	$1,008	$840
2 bedrooms	$1,080	$972 – $1,188	$1,248	$1,080
3 bedrooms	$1,360	$1,224 – $1,496	$1,623	$1,360
4 bedrooms	$1,530	$1,377 – $1,683	$1,774	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $103,000 and the 80% low-income limit for four people is $82,400. ZIP code 45316 lies mainly in Clark County and Greene County. See the Dayton-Kettering-Beavercreek, OH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45387	Yellow Springs	3.3 mi	$1,090
45314	Cedarville	4.2 mi	$1,120
45502	Springfield	5.9 mi	$1,280
45384	Wilberforce	6.5 mi	$1,160
45323	Enon	6.5 mi	$1,100
45506	Springfield	7.7 mi	$1,220

Questions

What is the Fair Market Rent for ZIP code 45316?

HUD's FY2027 Small Area Fair Market Rents for 45316 are $760 (studio), $840 (1 BR), $1,080 (2 BR), $1,360 (3 BR) and $1,530 (4 BR) a month.

What is the Section 8 payment standard in 45316?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45316 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45316?

The FY2026 income limits of the Dayton-Kettering-Beavercreek, OH area apply: median family income $103,000, low-income (80%) limit $82,400 for a family of four.