FY2027 Small Area FMR · Gettysburg, OH

ZIP 45328 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45328 (Gettysburg, OH) is $1,210 a month, down 0.8% from FY2026. That is 21% above the Darke County, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,210per month ▼ 0.8%

Area-wide 2 BR FMR$1,003Darke County, OH

Rank in the area4thof 29 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,089

2 BR Small Area FMR$1,210

110% of SAFMR$1,331

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,000■ 0.0%

1 BR$1,000▼ 1.0%

2 BR$1,210▼ 0.8%

3 BR$1,630▲ 0.6%

4 BR$1,630▲ 0.6%

FY2027 FY2026

Where 45328 sits in the Darke County, OH area

Of the 29 ZIP codes HUD lists for the area, 45328 has the 4th highest two-bedroom Small Area FMR. Darke County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,210 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,000	$900 – $1,100	$827	$1,000
1 bedroom	$1,000	$900 – $1,100	$832	$1,010
2 bedrooms	$1,210	$1,089 – $1,331	$1,003	$1,220
3 bedrooms	$1,630	$1,467 – $1,793	$1,350	$1,620
4 bedrooms	$1,630	$1,467 – $1,793	$1,352	$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,210 needs about $48,400 a year to keep housing costs at 30% of income. The area median family income is $87,800 and the 80% low-income limit for four people is $70,250. ZIP code 45328 lies mainly in Darke County. See the Darke County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45308	Bradford	2.2 mi	$1,100
45318	Covington	7.6 mi	$1,000
45331	Greenville	8.2 mi	$1,000
45304	Arcanum	8.9 mi	$1,060
45380	Versailles	8.9 mi	$1,000
45358	Pitsburg	9.0 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 45328?

HUD's FY2027 Small Area Fair Market Rents for 45328 are $1,000 (studio), $1,000 (1 BR), $1,210 (2 BR), $1,630 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 45328?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45328 that range is $1,089 to $1,331 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45328?

The FY2026 income limits of the Darke County, OH area apply: median family income $87,800, low-income (80%) limit $70,250 for a family of four.