FY2027 Small Area FMR · Gratis, OH

ZIP 45330 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 45330 (Gratis, OH) is $1,020 a month, down 2.9% from FY2026. That is 2% above the Preble County, OH area-wide FMR of $1,003.

2-bedroom SAFMR$1,020per month ▼ 2.9%

Area-wide 2 BR FMR$1,003Preble County, OH

Rank in the area15thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918

2 BR Small Area FMR$1,020

110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▼ 2.5%

1 BR$780▼ 2.5%

2 BR$1,020▼ 2.9%

3 BR$1,350▼ 3.6%

4 BR$1,440▼ 6.5%

FY2027 FY2026

Where 45330 sits in the Preble County, OH area

Of the 18 ZIP codes HUD lists for the area, 45330 has the 15th highest two-bedroom Small Area FMR. Preble County, OH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,003 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$758	$790
1 bedroom	$780	$702 – $858	$767	$800
2 bedrooms	$1,020	$918 – $1,122	$1,003	$1,050
3 bedrooms	$1,350	$1,215 – $1,485	$1,332	$1,400
4 bedrooms	$1,440	$1,296 – $1,584	$1,412	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $90,200 and the 80% low-income limit for four people is $72,150. ZIP code 45330 lies mainly in Preble County. See the Preble County, OH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
45070	West Elkton	4.3 mi	$1,500
45381	West Alexandria	5.7 mi	$1,040
45325	Farmersville	6.1 mi	$1,310
45327	Germantown	6.8 mi	$1,150
45064	Somerville	7.0 mi	$1,220
45311	Camden	8.0 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 45330?

HUD's FY2027 Small Area Fair Market Rents for 45330 are $770 (studio), $780 (1 BR), $1,020 (2 BR), $1,350 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 45330?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 45330 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 45330?

The FY2026 income limits of the Preble County, OH area apply: median family income $90,200, low-income (80%) limit $72,150 for a family of four.